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Legal

AI Terms of Service and Privacy

Last updated June 16, 2025

Welcome to services, owned and operated by Goodhue, Coleman & Owens, P.C., ("GCO") located at 7300 Westown Parkway, STE 110, West Des Moines, Iowa 50266. These Terms of Service ("Terms") govern your use of AI enabled services ("Services" or "Website").

These Terms include our Privacy Policy. We may change these Terms from time to time and your continued use of this Platform means you accept the revised Terms. These Terms do not apply to sites and services operated by other companies you may access through the Services. Use of portions of the Services is further governed by OpenAI Terms of Use (Terms of use) and applicable agreements at www.goodhue.com as well as those of chipp.ai (www.chipp.ai).

Please make sure you read and understand these Terms because by accessing this site or otherwise using the Services you consent to these Terms.

Accounts and Membership

By using the Services you represent that you are over 18 years old and authorized to use these services.

If you create an account on the Website, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. You agree that any password you use as a password for your account for the Services is a unique password which you have never used and will never use in any other manner, including for any other web sites or electronic services.

You further agree that you shall only create a single account for the Services and shall not create or maintain more than one account.

We may, but have no obligation to, monitor and review new accounts before you may sign in and use our Services. Providing false contact information of any kind may result in the termination of your account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions. We may suspend, disable, or delete your account (or any part thereof) if we determine that you have violated any provision of these Terms or that your conduct or content would tend to damage our reputation and goodwill. If we delete your account for the foregoing reasons, you may not re-register for our Services. We may block your email address and Internet protocol address to prevent further registration.

User Content

We do not own any data, information or material other than the results of the Services use ("Content") that you submit in the course of using the Service. You shall have sole responsibility for the accuracy, quality, integrity, legality, reliability, appropriateness, and intellectual property ownership or right to use of all submitted Content. We may, but we have no obligation to, monitor and review Content submitted or created using our Services by you.

By accepting these Terms you grant us a permission to make references to you as our client on the Website, our social media and in our promotional materials for marketing purposes along with placement of your logo, service marks or trademarks (whatever is applicable), or place such information and images along with your Feedback.

If you provide us with any review, feedback, comment, suggestions, or recommendations for improvement, relating to the Services ("Feedback") in any form and by any means, then you further grant us any and all intellectual property or other rights allowing us to use, reproduce, perform, display, distribute, adapt, modify, re-format, create derivative works of, and otherwise commercially or non-commercially exploit in any manner we deem appropriate, any and all Feedback, and to sublicense the foregoing rights, from the moment you submit such Feedback to us. We will treat any Feedback you provide to us as non-confidential and non-proprietary. You represent and warrant that you have all rights necessary to submit the Feedback, and that you are an authorized person to provide the Feedback on behalf of a legal entity (if applicable).

Payments

For certain AI Assistants available on this web site, credits may be purchased through Chipp.AI and its payment processors for use with the AI Assistants. You agree to be subject to any terms of conditions of Chipp.AI, its affiliates, or its payment processors.

Prohibited Uses

In addition to other terms as set forth in these Terms you are prohibited from using the Services or its Content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet; (l) to reverse engineer any prompt or instructions directly or indirectly. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses. Notwithstanding the foregoing, good-faith automated indexing of the public pages of this website by search engines and AI assistants, for discovery and citation purposes, is permitted.

When using the Services you shall not and shall not permit any other person to:

(a) access or use the Services or its Content other than in the course of your ordinary business activities, except as expressly permitted by this Agreement;

(b) use the Services, results of use of the Services and any intellectual property and data pertaining to them for training any computer models or neural networks or conduct any other activities for the purpose of building or replicating the third party intellectual property or results of its use, Services or third-party services, results of its use, data received from interface, performing functions and features available in the interface directly or indirectly, Services Content;

(c) copy, modify or create derivative works or improvements of the Services or its Content;

(d) rent, lease, lend, sell, sublicense, assign, distribute, publish, transfer or otherwise make available any Services or its Content to any person, including on or in connection with the internet or any time-sharing, service bureau, software as a service, cloud or other technology or service;

(e) reverse engineer, disassemble, decompile, decode, adapt or otherwise attempt to derive or gain access to the source code of the Services or its Content, in whole or in part;

(f) input, upload, transmit or otherwise provide to or through the Services, any information or materials that are unlawful or injurious, or contain, transmit or activate any any software, hardware or other technology, device or means, including any virus, worm, malware or other malicious computer code;

(g) damage, destroy, disrupt, disable, impair, interfere with or otherwise impede or harm in any manner the Services, in whole or in part;

(h) access or use the Services or its Content in any manner or for any purpose that infringes, misappropriates or otherwise violates any intellectual property rights or other rights of any third party, or that violates any applicable law;

(i) access or use the Service or its Content in any way to: (1) support, assist, or facilitate any claim, proceeding, or action against GCO, its personnel, or its clients, including but not limited to litigation, administrative proceedings, or regulatory matters; (2) challenge or contest the validity, enforceability, or ownership of any intellectual property rights; (3) create evidence or support testimony adverse to GCO, its personnel, or its clients; or (4) circumvent professional duties, obligations, or attorney-client relationships. Violation of this provision shall result in indemnification for all resulting costs, damages, and fees (including reasonable attorneys' fees).

Intellectual Property Rights

This Agreement does not transfer to you any intellectual property owned by GCO or third parties, and all rights, titles, and interests in and to such property will remain (as between the parties) solely with GCO. Your use of our Services grants you no right or license to reproduce or otherwise use any GCO or third-party trademarks.

Disclaimer of Warranty

You agree that your use of our Services is solely at your own risk. You agree that such Service is provided on an "as is" and "as available" basis. We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. We make no warranty that the Services will meet your requirements, or that the Service will be uninterrupted, timely, secure, or error-free; nor do we make any warranty as to the results that may be obtained from the use of the Service or as to the accuracy or reliability of any information obtained through the Service or that defects in the Service will be corrected. You understand and agree that any material and/or data accessed through or otherwise obtained through the use of the Service is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the information of such material and/or data. We make no warranty regarding any goods or services purchased or obtained through the Service or any transactions entered into through the Service. No advice or information, whether oral or written, obtained by you from us or through the Service shall create any warranty not expressly made herein. Any information provided by the Services should be thoroughly reviewed, investigated before any reliance thereon.

Limitation of Liability

There shall be no liability for the Services. To the fullest extent permitted by applicable law, in no event will GCO., its affiliates, officers, directors, employees, agents, suppliers or licensors be liable to any person for (a): any indirect, incidental, special, punitive, cover or consequential damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use or content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence or otherwise, even if GCO has been advised as to the possibility of such damages or could have foreseen such damages. To the maximum extent permitted by applicable law, the aggregate liability of GCO and its affiliates, officers, employees, agents, suppliers and licensors, relating to the services will be limited to an amount greater of one dollar or any amounts actually paid in cash by you to GCO for the prior one month period prior to the first event or occurrence giving rise to such liability. The limitations and exclusions also apply if this remedy does not fully compensate you for any losses or fails of its essential purpose.

You have and will retain sole responsibility for: (a) all your Content and its use; (b) all information, instructions and materials provided by you or on your behalf in connection with the Services; (c) your information technology infrastructure, including computers, software, databases, electronic systems (including database management systems) and networks, whether operated directly by you or through the use of third-party services; (d) the security and use of your account, and its access credentials; and (e) all access to and use of the Services and its Content via your account, including the use of the Services violating these Terms; (f) third party rights infringements resulted from your use of Services, its Content.

Indemnification

You agree to release, indemnify, and defend GCO from all third-party claims and costs (including reasonable attorneys' fees) arising out of or related to: i) your use of the Services, ii) Your Content, iii) your conduct or interactions with other users of the Services, or iv) your breach of any part of these Terms. We will promptly notify you of any such claim and will provide you (at your expense) with reasonable assistance in defending the claim. You will allow us to participate in the defense and will not settle any such claim without our prior written consent. We reserve the right, at our own expense, to assume the exclusive defense of any matter otherwise subject to indemnification by you. In that event, you will have no further obligation to defend us in that matter.

Severability

All rights and restrictions contained in these Terms may be exercised and shall be applicable and binding only to the extent that they do not violate any applicable laws and are intended to be limited to the extent necessary so that they will not render these Terms illegal, invalid or unenforceable. If any provision or portion of any provision of these Terms shall be held to be illegal, invalid or unenforceable by a court of competent jurisdiction, it is the intention of the parties that the remaining provisions or portions thereof shall constitute their agreement with respect to the subject matter hereof, and all such remaining provisions or portions thereof shall remain in full force and effect.

Dispute Resolution

These terms and any action arising out of your use of the Service will be governed by the laws of the US without regard to or application of its conflict of law provisions or your state or country of residence. Unless submitted to arbitration as set forth in the following paragraph, all claims, legal proceedings or litigation arising in connection with your use of the Services will be brought solely in the US, and you consent to the jurisdiction of and venue in such courts and waive any objection as to inconvenient forum.

For any claim (excluding claims for injunctive or other equitable relief) under this Agreement where the total amount of the award sought is less than $10,000 USD, the party requesting relief may elect to resolve the dispute through binding non-appearance-based arbitration. The party electing such arbitration will initiate the arbitration through an established alternative dispute resolution ("ADR") provider mutually agreed upon by the parties. The ADR provider and the parties must comply with the following rules: a) the arbitration shall be conducted by telephone, online and/or be solely based on written submissions, as selected by the party initiating the arbitration; b) the arbitration will not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties; and c) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

General Terms

Assignment. You may not assign, resell, sub-license or otherwise transfer or delegate any of your rights or obligations hereunder, in whole or in part, without our prior written consent, which consent shall be at our own sole discretion and without obligation; any such assignment or transfer shall be null and void. We are free to assign any of its rights or obligations hereunder, in whole or in part, to any third-party as part of the sale of all or substantially all of its assets or stock or as part of a merger.

Changes to these Terms of Service. We reserve the right to modify these Terms or our policies relating to the Services at any time, effective upon posting of an updated version of these Terms. When we do, we will revise the updated date at the top of this page. Continued use of the Services after any such changes shall constitute your consent to such changes.

Governing Law and Jurisdiction. You agree that GCO is operated in the US and will be deemed to be solely based in the US and a passive service for purposes of jurisdictional analysis. For any claims for which arbitration is inapplicable, you agree that such claims will be brought in federal or state court in Iowa and governed by laws of Iowa and federal law, without regard to any conflict of law provisions.

Use Outside of the US. GCO expressly disclaims any representation or warranty that the Services complies with all applicable laws and regulations outside of the US. You agree not to use the Services outside of the US. If you use the Services outside of the US, you expressly understand and agree that you are responsible for determining compliance with different laws, regulations, or customs that may apply in connection with your use of the Services.

Survival. The following provisions will survive expiration or termination of this Agreement: Termination, Feedback, Your Content, Our Content and Materials, Prohibited Uses, Disclaimers and Limitation of Liability, Indemnification, Dispute Resolution, and General Terms.

Electronic Communications. You consent to receive communications from us by email in accordance with these Terns and applicable law. You acknowledge and agree that all agreements, notices, disclosures and other communications that we provide to you electronically will satisfy any legal requirement that such communications be in writing.

Entire Agreement / Severability. These Terms supersede all prior terms, agreements, discussions and writings regarding the Services and constitutes the entire agreement between you and us regarding the Services (except as to services that require separate written agreement with us, in addition to this Agreement). If any provision in these Terms is found to be unenforceable, then that provision will not affect the enforceability of the remaining provisions of the Terms, which will remain in full force and effect. Note that general use of the web site is also subject to the Terms and Conditions of the Web Site and clients may be subject to additional terms of services.

Interpretation. In construing or interpreting the Terms: (i) the headings in the Terms are for convenience only and are not to be considered, and (ii) no presumption is to operate in either party's favor as a result of its counsel's role in drafting the Terms.

Notices. All notices permitted or required under these Terms unless specified otherwise in these Terms, must be sent in writing as follows in order to be valid: (i) if to you, by us via email to the address associated with your account, and (ii) if to us, by you via info@goodhue.com. Notices will be deemed given (a) if to you, when emailed, and (b) if to us, on receipt by us.

Relationship. This Agreement does not create a joint venture, agency, partnership, or other forms of joint enterprise between you and us. Except as expressly provided herein, neither party has the right, power, or authority to create any obligation or duty, express or implied, on behalf of the other.

Waiver. No waiver of any terms will be deemed a further or continuing waiver of such term or any other term. Our failure to assert a right or provision under these Terms will not constitute a waiver of such right or provision.

Privacy Policy

This privacy policy ("Policy") describes how Goodhue, Coleman & Owens, P.C. ("GCO", "we", "us" or "our") collects, protects, and uses the personally identifiable information ("Personal Information") you ("User", "you" or "your") may provide and any of its products or services (collectively, "Services"). It also describes the choices available to you regarding our use of your Personal Information and how you can access and update this information. This Policy does not apply to the practices of companies that we do not own or control, or to individuals that we do not employ or manage.

Collection of Personal Information

We receive and store any information you knowingly provide to us when you create an account, publish content, make a purchase, or fill any online forms on the Services. When required this information may include your email address, name, phone number, or other Personal Information. You can choose not to provide us with certain information, but then you may not be able to take advantage of some of the Service's features. Users who are uncertain about what information is mandatory are welcome to contact us.

Collection of Non-personal Information

When you visit the Services our servers automatically record information that your browser sends. This data may include information such as your device's IP address, browser type, and version, operating system type and version, language preferences or the webpage you were visiting before you came to our Services, pages of our site that you visit, the time spent on those pages, the information you search on our Website, access times and dates, and other statistics.

Use and Processing of Collected Information

Any of the information we collect from you may be used to personalize your experience; improve our Service; improve customer service and respond to queries and emails of our customers; process transactions; send newsletters; send notification emails such as password reminders, updates, etc; run and operate our Services. Non-Personal Information collected is used only to identify potential cases of abuse and establish statistical information regarding Website usage.

We may process Personal Information related to you if one of the following applies: (i) You have given your consent for one or more specific purposes. Note that under some legislations we may be allowed to process information until you object to such processing (by opting out), without having to rely on consent or any other of the following legal bases below. This, however, does not apply, whenever the processing of Personal Information is subject to European data protection law; (ii) Provision of information is necessary for the performance of an agreement with you and/or for any pre-contractual obligations thereof; (iii) Processing is necessary for compliance with a legal obligation to which you are subject; (iv) Processing is related to a task that is carried out in the public interest or in the exercise of official authority vested in us; (v) Processing is necessary for the purposes of the legitimate interests pursued by us or by a third party. In any case, we will be happy to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.

Information Transfer and Storage

Depending on your location, data transfers may involve transferring and storing your information in a country other than your own. You are entitled to learn about the legal basis of information transfers to a country outside the European Union or to any international organization governed by public international law or set up by two or more countries, such as the UN, and about the security measures taken by us to safeguard your information.

The Rights of Users

You may exercise certain rights regarding your information processed by us. In particular, you have the right to do the following: (i) you have the right to withdraw consent where you have previously given your consent to the processing of your information; (ii) you have the right to object to the processing of your information if the processing is carried out on a legal basis other than consent; (iii) you have the right to learn if information is being processed by us, obtain disclosure regarding certain aspects of the processing and obtain a copy of the information undergoing processing; (iv) you have the right to verify the accuracy of your information and ask for it to be updated or corrected; (v) you have the right, under certain circumstances, to restrict the processing of your information, in which case, we will not process your information for any purpose other than storing it; (vi) you have the right, under certain circumstances, to obtain the erasure of your Personal Information from us; (vii) you have the right to receive your information in a structured, commonly used and machine readable format and, if technically feasible, to have it transmitted to another controller without any hindrance. This provision is applicable provided that your information is processed by automated means and that the processing is based on your consent, on a contract which you are part of or on pre-contractual obligations thereof.

The Right to Object to Processing

Where Personal Information is processed for the public interest, in the exercise of an official authority vested in us or for the purposes of the legitimate interests pursued by us, you may object to such processing by providing a ground related to your particular situation to justify the objection. You must know that, however, should your Personal Information be processed for direct marketing purposes, you can object to that processing at any time without providing any justification. To learn, whether we are processing Personal Information for direct marketing purposes, you may refer to the relevant sections of this document.

How to Exercise These Rights

Any requests to exercise User rights can be directed to the Owner through the contact details provided in this document. These requests can be exercised free of charge and will be addressed by the Owner as early as possible.

Transactions

We do not process payments through our site. Credits or tokens for certain AI assistants may be purchased through the Chipp AI which uses payment processors such as Stripe. We do not store or record any of your credit card or other information.

Newsletters and Marketing Emails

We may offer electronic newsletters to which you may voluntarily subscribe at any time. You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails or by contacting us. However, you will continue to receive essential transactional emails.

Cookies and Website Analysis

The Website uses "cookies" to help personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. We may use cookies to collect, store, and track information for statistical purposes to operate our Website and Services. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the features of the Website and Services.

We use a web analysis service "Google Analytics" to collect and analyze information about your use of our Website (e.g. how often users visit the Website, what pages they visit when they do so, browser type, language settings, operating system). We use the information we get from Google Analytics in anonymized form only to improve our Services. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. Google's ability to use and share information collected by Google Analytics about your visits to our Website is restricted by the Google Analytics Terms of Use and the Google Privacy Policy.

Affiliates

We may disclose information about you to our affiliates for the purpose of being able to offer you related or additional products and services. Any information relating to you that we provide to our affiliates will be treated by those affiliates in accordance with the terms of this Privacy Policy.

Links to Other Websites

Our Website contains links to other websites that are not owned or controlled by us. Please be aware that we are not responsible for the privacy practices of such other websites or third parties. We encourage you to be aware when you leave our Website and to read the privacy statements of each and every website that may collect Personal Information.

Information Security

We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We maintain reasonable administrative, technical, and physical safeguards in an effort to protect against unauthorized access, use, modification, and disclosure of Personal Information in its control and custody. However, no data transmission over the Internet or wireless network can be guaranteed. Therefore, while we strive to protect your Personal Information, you acknowledge that (i) there are security and privacy limitations of the Internet which are beyond our control; (ii) the security, integrity, and privacy of any and all information and data exchanged between you and our Website cannot be guaranteed; and (iii) any such information and data may be viewed or tampered with in transit by a third-party, despite best efforts.

Data Breach

In the event we become aware that the security of the Website has been compromised or users Personal Information has been disclosed to unrelated third parties as a result of external activity, including, but not limited to, security attacks or fraud, we reserve the right to take reasonably appropriate measures, including, but not limited to, investigation and reporting, as well as notification to and cooperation with law enforcement authorities. In the event of a data breach, we will make reasonable efforts to notify affected individuals if we believe that there is a reasonable risk of harm to the user as a result of the breach or if notice is otherwise required by law. When we do, we will post a notice on the Website or send you an email.

Legal Disclosure

We will disclose any information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. In the event we go through a business transition, such as a merger or acquisition by another company, or sale of all or a portion of its assets, your user account, content and personal data will likely be among the assets transferred.

Changes and Amendments

We reserve the right to modify this Policy relating to the Website or Services at any time, effective upon posting of an updated version of this Policy on the Website. When we do we will revise the updated date at the bottom of this page. Continued use of the Website after any such changes shall constitute your consent to such changes.

Acceptance of This Policy

You acknowledge that you have read this Policy and agree to all its terms and conditions. By using the Website or its Services you agree to be bound by this Policy. If you do not agree to abide by the terms of this Policy, you are not authorized to use or access the Website and its Services.

Contacting Us

If you have any questions about this Policy, please contact us using the contact us form on the website or by emailing us at info@goodhue.com.